Can creditors still collect on judgments after they are discharged in bankruptcy?

 

Can creditors still collect on judgments after they are discharged in bankruptcy?



If you file for bankruptcy, the automatic stay that is put in place includes a protection from creditors. This means that they cannot attempt to collect on any judgments they have against you. However, if the judgment was entered before your bankruptcy filing date, it remains valid and this protection does not apply. This means that the creditor can’t come after you for the amount due because the amount due has been discharged - meaning you aren’t legally responsible for paying it; yet, the judgment is valid and would need to be removed from the attachment to your house for example.

Just because a debtor files for Chapter 7 bankruptcy and all (or most) debts included in the petition are discharged (eliminated) after a set period of time—usually around four months to six months. The judgment is still valid and can show up on credit reports and be attached to your real estate (if you have any) - your best next step is to call and speak with a bankruptcy lawyer. This law firm gives free bankruptcy consultations - you should call them:

Ascent Law LLC

8833 S Redwood Rd Ste C

West Jordan UT 84088

(801) 676–5506

Bankruptcy Lawyer - (801) 676-5506 - Free Consultation
Do you need a bankruptcy lawyer? If you do, call Ascent Law for your Free Consultation (801) 676-5506 - We are here to help you.
https://www.ascentlawfirm.com/bankruptcy-lawyer/

This was first posted at: https://www.quora.com/Can-creditors-still-collect-on-judgments-after-they-are-discharged-in-bankruptcy/answer/Tim-Cella-2

You can also read more information here:

https://medium.com/@timcella801/can-creditors-still-collect-on-judgments-after-they-are-discharged-in-bankruptcy-74747f9e4b6


https://twitter.com/TimCella2/status/1567139812095963136?s=20&t=7mHyof0zsNRRIKJT7aKtMQ

Location: Salt Lake City, UT, USA

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